Definition only — not a benchmark finding.
Benchmark run #1 has not occurred. This page does not attribute this error to any assistant or present a fabricated example.
Classification boundary
The class applies when the answer’s premise crosses product categories. A correct general statement with an explicit product limitation is not conflation.
Grader checks
- Does the answer identify the relevant annuity type?
- Are accumulation and payout mechanics kept distinct?
- Are contract-specific features clearly bounded?
Evidence required
A future finding must link the complete transcript, identify the exact claim, cite the operative grading source and its as-of date, and retain both independent grading passes plus any adjudication note. If the evidence is absent, the classification remains pending rather than counted.